Home / Small Business Loans
Receive a lump sum of funds to use for any business purpose.
A small business loan provides entrepreneurs with the capital needed to address challenges, seize opportunities, and invest in their businesses. These funds can be used for a wide range of purposes, including working capital, purchasing equipment, expanding operations, covering payroll, or making other strategic investments.
Borrowers are required to repay the principal amount plus interest according to the terms outlined in the loan agreement. The loan term is influenced by your business needs, financial history, and the specific policies of the lender you choose to work with.
Short-term business loans are ideal for addressing immediate needs or revenue-generating opportunities that require quick action. In contrast, long-term business loans are more suitable for significant investments, such as opening a new location or acquiring another business, where the benefits may take longer to materialize.
ExcellentBased on 89 reviewsChristina Foley2024-06-11Alex R. with IBA Business Solutions was extremely helpful. He was knowledgeable and helped us with everything in regard to this very quick loan. He explained every aspect of the loan and never left us wondering or waiting. It was quick and easy. We hope to do business with Alex R. in future. It was a very pleasant experience. Our team was satisfied with the process, and we will be reaching out again when the time comes. Thank you, Alex R. it was a pleasure, doing business with you. AAHJane Parsons2024-06-06Alex was very professional and informativeKristin Thompson2024-06-01Brian is Awesome he makes the entire experience easy and from start to finish. I won't use anyone else. Great experience.Charlotte Lee2024-05-16Taylor was my caseworker. I really must say that Taylor was AWESOME. She’s an expert at customer service. There were times my own attitude got out of hand but Ms.taylor never one time stopped helping. She did it in such a way where I always felt like she put me 1st. She always made me feel important. This is my 2 nd time dealing with IBA and Taylor was determined to find a solution. I’m happy with my results. Thx again Taylor.😊richard fletcher2024-05-10Hey thing for the help I appreciate everything u did it was like 123james burke2024-05-09Had very good experience with Alex Rubin help easy and fast help good job and god blessLarry Thornton2024-04-17Quick and professionalTina Bryant2024-03-29I was so proud to be a part of this- everything he and Elvis said they was going to do they did- Alex thank you -Michael Reese2024-02-28Wow! Finally, a reliable source of help when needed! As an African American business owner, it is often easy to be disregarded when seeking temporary assistance. However, this company stands out. I collaborated with Ethan Scott, who displayed exceptional diligence. The application process commenced yesterday, and today I received my loan. I express my gratitude to Ethan and IBA Business Solutions.Merideth Muzic2024-02-26They team was very helpful in providing information on their products and services. The delivery process was quick and easy.. Highly recommended.
Building a business is hard. We completely understand that. Here at IBA, our pledge is to turn your stress into solutions. Our business financing products and services will support your journey wherever it may take you.
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