Home / Asset-Based Lending
Leverage receivables, inventory, purchase orders, and other assets to obtain the capital necessary for growth.
Asset-based lending is a form of business financing where a lender provides a loan or line of credit secured by an asset or collateral. This collateral isn’t limited to real estate; it can include more liquid assets such as accounts receivable, inventory, purchase orders, or equipment. By leveraging these assets, your business can secure financing or establish an ongoing credit facility.
One of the advantages of asset-based financing is that it allows businesses with low credit scores or limited credit history to qualify. Instead of relying on traditional credit requirements, approval is based on the value of your receivables, inventory, or other assets.
Asset-based loans and lines of credit enable you to immediately access the value tied up in your liquid assets. Rather than waiting for payments to arrive, you can obtain working capital to cover expenses like growth initiatives, expansion plans, additional inventory purchases, and more.
EXCELLENT Based on 89 reviews Posted on Google Christina FoleyTrustindex verifies that the original source of the review is Google. Alex R. with IBA Business Solutions was extremely helpful. He was knowledgeable and helped us with everything in regard to this very quick loan. He explained every aspect of the loan and never left us wondering or waiting. It was quick and easy. We hope to do business with Alex R. in future. It was a very pleasant experience. Our team was satisfied with the process, and we will be reaching out again when the time comes. Thank you, Alex R. it was a pleasure, doing business with you. AAHPosted on Google Jane ParsonsTrustindex verifies that the original source of the review is Google. Alex was very professional and informativePosted on Google Kristin ThompsonTrustindex verifies that the original source of the review is Google. Brian is Awesome he makes the entire experience easy and from start to finish. I won't use anyone else. Great experience.Posted on Google Charlotte LeeTrustindex verifies that the original source of the review is Google. Taylor was my caseworker. I really must say that Taylor was AWESOME. She’s an expert at customer service. There were times my own attitude got out of hand but Ms.taylor never one time stopped helping. She did it in such a way where I always felt like she put me 1st. She always made me feel important. This is my 2 nd time dealing with IBA and Taylor was determined to find a solution. I’m happy with my results. Thx again Taylor.😊Posted on Google richard fletcherTrustindex verifies that the original source of the review is Google. Hey thing for the help I appreciate everything u did it was like 123Posted on Google james burkeTrustindex verifies that the original source of the review is Google. Had very good experience with Alex Rubin help easy and fast help good job and god blessPosted on Google Larry ThorntonTrustindex verifies that the original source of the review is Google. Quick and professionalPosted on Google Tina BryantTrustindex verifies that the original source of the review is Google. I was so proud to be a part of this- everything he and Elvis said they was going to do they did- Alex thank you -Posted on Google Michael ReeseTrustindex verifies that the original source of the review is Google. Wow! Finally, a reliable source of help when needed! As an African American business owner, it is often easy to be disregarded when seeking temporary assistance. However, this company stands out. I collaborated with Ethan Scott, who displayed exceptional diligence. The application process commenced yesterday, and today I received my loan. I express my gratitude to Ethan and IBA Business Solutions.Posted on Google Merideth MuzicTrustindex verifies that the original source of the review is Google. They team was very helpful in providing information on their products and services. The delivery process was quick and easy.. Highly recommended.
Building a business is hard. We completely understand that. Here at IBA, our pledge is to turn your stress into solutions. Our business financing products and services will support your journey wherever it may take you.
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